Worker’s Compensation Insurance in Harford County, MD

Worker’s Compensation insurance, like auto insurance, is variable based on usage and risk. And any hits against it, lasts for years. An injury that requires surgery costs about $100,000. This will raise your premium by up to $50,000 a year for 3 years. Did you know that lowering your mod rate (if you know what that is, read on; if you own a business and don’t know what that is, you really need to read on) can save you 15% off your premium and ultimately overhead? Through pre-employment physicals and drug testing Dr. Lee can pinpoint which potential employee may be at risk of costing you money; and can set functional baselines to prevent waste and fraud.